Why is Bunning holding this up? Because he doesn't want the cost to add to the deficit. This is nothing more than dogmatic rejection-ism of Keynesian economics that will potentially lead to the suffering of millions of Americans. Apparently Bunning is "trying to make a point to the people of the United States."
That point is clear. There is no end to Republican obstructionism, even on matters of dire importance to millions of Americans. The government was asleep at the wheel when the housing bubble formed and the financial markets began trading air and now, thanks to Congressmen like Jim Bunning, they're doing their best to drive America into a tree.